Centennial Bank participates in the FDIC's Transaction Account Guarantee Program and Temporary Liquidity Guarantee Program. Under the Transaction Account Guarantee Program, through December 31, 2013, all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from coverage available under the FDIC's general deposit insurance rules. Temporary Liquidity Guarantee Debt - This debt is guaranteed under the FDIC and is backed by the full faith and credit of the United States. The details of the FDIC guarantee are provided in the FDIC's regulations, 12 CFR Part 370 and on the FDIC's website at www.fdic.gov/tlgp. The expiration date of the FDIC's guarantee is the early of maturity date of the debt of June 30, 2012.