Privacy Statement

Centennial Bank collects information you might consider to be private, such as account numbers, Social Security numbers, income, and net worth from the following sources:

• Information we receive from you on applications or other forms
• Information about your transactions with us or others
• Information we receive from a consumer credit-reporting agency

We do not disclose any information you might consider to be private about you to anyone, except as permitted by law, such as reports to credit bureaus, IRS reporting, responses to subpoenas, search warrants, or summons.

If you decide to close your account(s) or become an inactive customer, we will adhere to the privacy policies and practices described in this notice.

Centennial Bank restricts access to your personal and account information to those employees who need to know that information to provide products and services to you. Centennial Bank maintains physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.