Business Services

Professional Practices

Whether you own a professional practice, or you are building or managing one, Centennial Bank understands your unique needs. A relationship with Centennial Bank opens a wealth of advantages, opportunities and benefits for you, your practice and your valuable staff. We create comprehensive solutions around those unique needs, including cash management, credit services and asset management, among others.

It takes hard work and capital to anticipate challenges and compete in today’s marketplace. That is why it is important to establish a relationship with a bank that understands the needs of your practice – a bank with the knowledge and expertise that can help you succeed.

Centennial Bank is focused on serving the executive and business banking needs of the healthcare, legal and accounting professional.

Only Centennial Bank offers the right combination of time-saving services, leading-edge technologies, and proven expertise your practice can rely on today and in the years ahead.

The partnership begins with a responsive relationship banker who will manage all of your personal and business financial affairs, and will be your single source of contact to ensure efficiency and profitability for your practice. When you choose Centennial Bank as your banking partner, a dedicated professional will work with you to customize a package of accounts and services suited to your needs.

To create a successful practice, Centennial Bank can help you:

Finance Growth with Flexible Borrowing Solutions

• Lines of credit can help you manage cash flow fluctuations and short-term borrowing needs.
• Term loans can help you expand your practice, purchase equipment or satisfy other long-term borrowing needs.
• Standby letter of credits provide payment guaranties to expedite certain transactions that gives the clients business partners the payment assurances they need.
• The Centennial Bank VISA® Business Credit Card allows you to organize all your business purchases on one low-rate card.
• Business mortgages are available for commercial real estate purchase or to refinance your current mortgage.

Make the Most of Your Money with Smart Cash Management Solutions

• CenBank Sweep
• Business Money Market
• Centennial Bank checking account
• CenBank Net
• Merchant Processing
• CenBank Deposit
• Zero Balance Accounts
• Combined monthly statements consolidate your banking activity into one convenient package for faster, simplified reporting.

Attract and Retain Talented Staff by Offering a Benefits Package, Benefiting You and Your Employees

• Provide your valuable employees an excellent benefit without any cost to you by enrolling in Membership Banking. Through this program, you can offer your employees a package of free and discounted personal banking services, including checking and savings accounts, credit cards and loans.
• Retirement Programs including: Small Business Plans (SEP), Profit Sharing, Money Purchase Plans, Simple IRA’s and Small Business 401k plans can be tailored to fit your specific needs with a variety of investment options.

You Can Count on Centennial Bank’s Thoroughly Trained Team of Relationship Professionals.

To learn more about how Centennial Bank can assist you in reaching your financial goals, we invite you to contact one of our relationship bankers today. We are happy to meet with you at your convenience. Our promise is to combine our company-wide commitment to service with an understanding of your business – to serve you.