You’re already managing your working capital, but we can make the most of it for you with our cash management products and services.
Automated Clearing House (ACH) Services
Whether for collecting payments or making deposits, our ACH services help you create, import, and transmit ACH, NACHA approved, files for processing. ACH payments are more cost-effective than checks, provide improved cash flow efficiency and reduce the occurrence of check fraud.
CenBank Deposit
With CenBank Deposit, you can enjoy the convenience of making deposits to your accounts without having to make a trip to the bank. Using new scanner technology, your check images are captured from your home or office and electronically submitted to the bank for processing. This streamlines your deposit process and accelerates your cash flow.
CenBank SweepYou work hard for your money, so let our CenBank Sweep work hard for you. In partnership with Invesco Aim, funds that exceed a predetermined level are automatically transferred into an interest bearing account at the close of each business day.
Enjoy the benefits of FREE Centennial Bank E-Statements. Privacy, security, and convenience! With E-Statements, you can display monthly account statements while using CenBank Net or CenBank Online. Plus, reduce the hassle of filing and storing paper statements.
There are many great reasons for using E-Statements:
- Private - you are the only one who can sign on and view your statement, which removes the threat of statements being lost or stolen.
- Informed - we will send you an e-mail when your statement is ready; you can easily view or print your statement.
- Save Time - no waiting for the mail.
- Organized - you can be assured you will always be able to use CenBank Net or CenBank Online to see your statement, all in one place and easy to access for up to 12 months.
- Go Green - do your part by reducing unwanted mail and paper.
In partnership with a third party provider, our merchant processing services allow for numerous means of payment processing. You require fast and safe transaction processing, custom tailored processing solutions met by state-of the-art technology.
Zero-Balance Accounts (ZBA)
ZBA's eliminate the need for manual transfers to the subsidiary accounts from the master account automatically to the extent necessary to cover clearing checks. This maximizes the use of your funds and centralizes cash for better control.
